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A security concept of a network of padlocks. Courtesy of your123/Adobe Stock.

Cyber Security Incentives and the Role of Cyber Insurance

James Sullivan and Jason R C Nurse
Emerging Insights, 7 December 2020
Cyber, Cyber Security, Incentivising Cybersecurity through Cyber Insurance, Technology
This paper examines the opportunities of and challenges in using cyber insurance to incentivise cyber security practices.

This Emerging Insights paper outlines the opportunities of and challenges in using cyber insurance to incentivise cyber security practices. Its findings are based on a review of existing industry reports and academic research.

It forms part of an independent research project by RUSI and the University of Kent that provides actionable policy recommendations on how to incentivise cyber security through cyber insurance. They derive from a series of interviews and workshops with insurers, businesses, cyber security providers, government and other key stakeholders. 

The paper identifies several policy questions raised by the existing literature. These questions serve to guide the next stage of the project and to prompt new conversations about how cyber insurance might better incentivise cyber security practices. 

BANNER IMAGE: Courtesy of your123/Adobe Stock.

James Sullivan
Head of Cyber Research, Senior Research Fellow

James is the Head of Cyber Research at RUSI. His research interests include cyber security, the spread of terrorism and violent... read more

Dr Jason R. C. Nurse
Associate Fellow

Dr Jason Nurse is an Associate Professor in Cyber Security at the University of Kent and a core member of the Kent Interdisciplinary... read more

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