The Great Bank Robbery: Crooks plunder £120m from Scots’ accounts in just one year

“The number of prosecutions is certainly the tip of the iceberg. There are specific challenges regarding reporting and the cross-border nature of cybercrime, which means that a lot of the attacks would be carried out by people who the UK law enforcement would have a very limited ability to apprehend. That combined creates ­formidable challenges for law enforcement.”